Home Affordability Calculator

See how much home you can comfortably afford.

How large of a mortgage might you qualify for?

Most lenders base their home loan qualification on both your total monthly gross income and your monthly expenses. These monthly expenses include property taxes, PMI, association dues, insurance, and credit card payments. Use this calculator to estimate how much you can afford to spend on a house.

The information and analysis provided by these calculators is for illustrative purposes only. The figures shown are theoretical and may not be applicable in all situations. Consult a financial professional prior to relying on the results. The accuracy of the calculated results is not guaranteed and is intended for illustrative purposes only.

Rates and fees are subject to change without notice.  Loans are subject to credit approval and property approval.  Loan terms and conditions may vary based on the loan product and program. Adequate property insurance is required. If collateral is in a Special Flood Hazard Area, adequate flood insurance is required.