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Personal Savings Accounts

The ability to save and maximize your money can serve you well throughout life. Whether you are saving for your personal goals, to start a family, or need another avenue to grow your deposits for larger goals, we can help.

Personal Savings Solutions from Park Bank.

Grow your savings with a trusted local partner.

Classic Savings
A traditional way to save for your future while maintaining the availability of your funds.
Money Market
Earn interest and enjoy easy access to your funds with up to six withdrawals per month.
Investor Savings
A great way to enhance and diversify your investment portfolio while keeping your funds liquid.
IRAs & CDs
These term-based accounts provide higher growth on deposits that aren’t crucial to your day-to-day cash flow.
Health Savings Account
Our Health Savings Account (HSA) can help you to save specifically for health care costs if you are covered by a “High Deductible Health Plan” (HDHP).
Early Savers
A special savings account for those age 21 and under to help your kids learn the benefits of saving money.
Our Savings Accounts
Classic Savings
Money Market
Investor Savings
IRAs & CDs
Health Savings Account
Early Saver
Overview

A traditional savings account – grow your deposits through interest without high monthly minimums or fees.

The ideal account if you want your money to grow at a great rate while keeping it accessible.

The perfect account if you’re looking for a great way to enhance and diversify your investment portfolio while keeping funds liquid.

These secure savings options help your money grow over time. Certificates of Deposit (CDs) offer guaranteed returns. Individual Retirement Accounts (IRAs) combine tax advantages with long-term savings for retirement.

This account is to be used only for qualifying health care expenses. Consult your tax advisor for possible tax advantages.

This account is for those age 21 and under, created to help young savers build good financial habits while earning interest on their savings.
Account-Specific Features
  • This is a tiered-rate account where higher balances may earn higher interest rates
  • Interest compounds monthly
  • 6 no-fee withdrawals at Park Bank ATMs per statement cycle ($4 per withdrawal above 6)
  • Avoid monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month ($5.00 fee applies otherwise)
  • Monthly statement combines your checking and savings statement for your convenience
  • No minimum balance required to earn interest
  • This is a tiered-rate account where higher balances may earn higher interest rates
  • Interest compounds monthly
  • Avoid monthly maintenance fee by maintaining a daily ledger balance of $1,000 or more throughout the month ($10.00 fee applies otherwise)
  • 6 no-fee withdrawals at Park Bank ATMs per statement cycle ($5 per withdrawal above 6)
  • No minimum balance required to earn interest
  • This is a tiered-rate account where higher balances may earn higher interest rates
  • Interest compounds monthly
  • Avoid monthly maintenance fee by maintaining a daily ledger balance of $1,000 or more throughout the month ($10.00 fee applies otherwise)
  • Generally pays higher interest than regular savings accounts
  • This is a tiered-rate account where higher balances may earn higher interest rates
  • Interest compounds
  • Funds can be used for you, a spouse, or any child's dependent health care
  • It is your account, meaning it stays with you as you switch jobs
  • Funds roll over from year to year
  • Young savers learn the value of saving money.
  • Earning interest can encourage consistent saving habits.
  • Can be tailored to allow only deposits by you or by both you and your child
  • Access to online banking tools make it easy to track progress
Features and Benefits
  • Mobile and Online Banking*
    • Bill Pay
    • eStatements
    • Mobile Deposit
    • Account Alerts
    • Credit SenseSM
    • TransferNow®
  • Notary service
  • Signature guarantee
  • Medallion stamp**
  • TeleBank
  • Mobile and Online Banking*
    • Bill Pay
    • eStatements
    • Mobile Deposit
    • Account Alerts
    • Credit SenseSM
    • TransferNow®
  • Notary service
  • Signature guarantee
  • Medallion stamp**
  • TeleBank
  • Mobile and Online Banking*
    • Bill Pay
    • eStatements
    • Mobile Deposit
    • Account Alerts
    • Credit SenseSM
    • TransferNow®
  • Notary service
  • Signature guarantee
  • Medallion stamp**
  • TeleBank
  • Online Banking and Mobile Banking* 
    • eStatements
    • Account Alerts
    • Credit SenseSM
  • Online live chat support (during business hours)
  • Notary service
  • Signature guarantee
  • Medallion stamp**
  • Online Banking and Mobile Banking* 
    • Mobile Deposit
    • eStatements
    • Account Alerts
    • Credit SenseSM
    • TransferNow®
  • Online live chat support (during business hours)
  • Notary service
  • Signature guarantee
  • Medallion stamp**
  • Online Banking and Mobile Banking* 
    • Mobile Deposit
    • eStatements
    • Account Alerts
    • Credit SenseSM
    • TransferNow®
  • Online live chat support (during business hours)
  • TeleBank

Pro Tip: Set up automatic transfers from your checking account to your savings account on paydays to automate your savings!

The Right Financial Partner Matters. Let's Get To Next.

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*Fees from your wireless provider may apply.

**Available to clients who have maintained an active account relationship with our bank for a minimum of six (6) months from the date of account opening.